🎯 WELCOME TO THE REFI RATE WATCHLIST!

📧 What You'll Receive:

• Instant Rate Alerts - When rates drop to favorable levels
• Market Analysis - Weekly mortgage market insights
• Timing Guidance - Personalized recommendations on when to act
• Exclusive Opportunities - First access to special rate programs

💡 Want to Skip the Wait?

I'm available now to discuss your refinance goals and run a quick rate analysis.

Todd Hanley - Licensed Mortgage Professional

Florida • Texas • New Jersey | 20+ Years Experience
NMLS #1013665 | Equal Housing Opportunity

"I outperform big lenders by a landslide on service, knowledge, and rates."