Turn Your Home Into the Retirement You Deserve
Worried about bills, rising costs, or running out of savings? A reverse mortgage could help you stay in your home — with more income, less stress, and zero monthly mortgage payments.
Curious How Much You Could Get?
Use our free calculator to see how much cash you may unlock — in seconds.
Still Feeling Financial Pressure in Retirement?
Many Florida seniors are:
Still paying a mortgage on a fixed income
Struggling to afford home repairs or care
Wishing they could visit loved ones more
Worried they’ll outlive their savings
If this sounds like you — you’re not alone. And you have options.
Here are a few ways you can benefit:
Instant Cash When You Need It Most
Use your equity to cover big one-time needs — from a new roof to a bucket-list trip.
No monthly payments. Just freedom to breathe easier.
Receive a Lump Sum
Feel Secure, Month After Month
Turn your home’s equity into steady, guaranteed income you can count on — for life or for a set period. It's cash flow that helps you live better, plan easier, and breathe easier.
Additional Monthly Income
Your Safety Net — With Built-in Growth
Open a reverse mortgage line of credit that increases over time — even if your home value doesn’t. Use it anytime for surprise expenses, future care, or just peace of mind.
Emergency Line of Credit That Grows!
Not Sure Where to Start? Let’s Personalize This for You.
Tell us a little about your needs and we’ll point you in the right direction.
Reverse Mortgages Explained
A reverse mortgage allows homeowners aged 62 and older to convert part of their home's equity into tax-free cash without selling the property or making monthly mortgage payments. Instead of paying the lender, you receive payments as a lump sum, monthly installments, a line of credit, or a combination of these options. Repayment isn't required until you sell the home, move out permanently, or pass away. While this offers financial flexibility to supplement retirement income, cover medical expenses, or make home improvements, interest accrues over time and reduces your home equity. You remain responsible for property taxes, homeowners insurance, and maintenance. Consulting with a professional like Todd Hanley can help determine if a reverse mortgage aligns with your retirement goals.
H4P Video Testimonial
“I was nervous at first. But now, I sleep better at night. I don’t worry about money.”
– Priscilla, Reverse Mortgage Client
When it comes to a successful closing, it’s not just about getting the paperwork signed—it’s about having the right people in your corner. For this transaction, Realtor® Beth Mckeone and I worked as a dedicated team, managing every unexpected twist, from major repairs to last-minute schedule changes. Beth handled so much on the back end, from the roofing to coordinating with both buyers and sellers.
There truly isn’t another team that cares as much, has the experience, and is capable of pulling everything together as effectively. Having us in our client's corner made all the difference, and I couldn’t be prouder of what we achieved together.
When it comes to securing a reverse mortgage, you deserve nothing less than the absolute best—and that's exactly why you should consult with Todd Hanley for your needs. With over 15 years of experience as a Senior Loan Officer, Todd brings unmatched expertise to the table. But what truly sets him apart is his holistic understanding of the real estate and financial landscape affecting seniors like you.
- Active Real Estate License with Seniors Real Estate Specialist (SRES) Designation: Todd holds an active real estate license complemented by the SRES designation. This means he's specially trained to address the needs of senior property owners, understanding the nuances of real estate as it pertains to your stage in life.
- Retirement Income Certified Professional® (RICP®): This designation showcases Todd's deep knowledge in retirement income planning. He possesses the expertise to ensure your reverse mortgage aligns perfectly with your long-term financial goals, providing you with stability and peace of mind and has the ability to effectively communicate with other financial professionals who are assisting you.
While Todd doesn't practice real estate, he intentionally acquired these credentials to gain a comprehensive understanding of the entire experience you're going through. His commitment to education and professional development reflects his dedication to serving you better than anyone else.
By choosing Todd Hanley, you're not just getting a loan officer; you're partnering with a seasoned professional who has equipped himself with the knowledge and skills to provide the most effective and personalized solutions for your reverse mortgage needs. His unique blend of qualifications ensures that every aspect of your journey is handled with the utmost care, expertise, and integrity.
Don't settle for ordinary when you can have extraordinary. Contact Todd Hanley today and take the first step toward a secure and comfortable retirement.
- Phone - 954-806-5114
-Todd.Hanley@uniteddirectlending.com